Your employer provides you with a valuable form of insurance at no cost to you; your workers' comp insurance. If you get injured on the job, or in a job-related manner, you can get some much-needed benefits, such as a portion of your wages so that you can stay home and get better and full payment of your injury related medical expenses. First, however, you must start the ball rolling by ensuring that an accident report gets filed.
Typically, a Chapter 7 bankruptcy proceeding is initiated with what is known as the bankruptcy petition, somewhat of a formal notification of an individual's request to file for bankruptcy. This extensive request must include very specific details concerning your income, assets, and other financial status information. In fact, many people are stunned when they see just how involved the process is. Having a general idea of what to expect before you begin the process can be helpful.
When your debts get so bad that you think that there is no way that you can get out from under them, you may think that it's time to file for bankruptcy. There are different kinds of bankruptcy that you can file for. One is Chapter 13. But, how can you tell if you qualify to file for bankruptcy Chapter 13?
For Chapter 13, you have to file as a private individual.
If you are planning to get your estate planning together, you know how important it is to set up the right documents. To make sure you do this, below are some things you need to consider so you can have peace of mind knowing your family will be well cared for after your death.
Distributing Your Assets through A Will
One of the first documents you should set up is a will.
If the house you're selling comes with 3 bedrooms, 2 baths, a finished basement, and something that goes "thump" in the night, do you have to mention that last part when you're talking to potential buyers? While not everyone believes in ghosts, about 45 percent of people in the U.S. admit that they do—which makes this an issue that could cause your realtor to cringe. Here is what you need to know.